Please read these Terms of Service carefully before using AssistedBenefits. By accessing or using our website, you agree to be bound by these terms.
1. Acceptance of Terms
By accessing and using AssistedBenefits (the "Site") or any services provided by AssistedBenefits LLC ("AssistedBenefits," "we," "us," or "our"), you agree to comply with and be bound by these Terms of Service ("Terms"). If you do not agree with any part of these Terms, you must not use our Site or services.
2. Description of Services
AssistedBenefits is a licensed insurance marketing organization (IMO) that operates an online platform connecting consumers with licensed insurance agents and carriers. We provide a free quote comparison service for final expense life insurance and related products. We are not an insurance company and do not underwrite insurance policies.
3. Eligibility
You must be at least 18 years of age and a legal resident of the United States to use our services. By using this Site, you represent and warrant that you meet these eligibility requirements.
4. No Insurance Advice
The information provided on this Site is for general informational purposes only and does not constitute insurance, legal, financial, or tax advice. Coverage availability, rates, and terms vary by state and individual circumstances. Always consult with a licensed insurance professional before making insurance decisions. Our licensed agents can help you determine what coverage, if any, is appropriate for your situation.
5. Quote Requests & Agent Contact
When you submit a quote request form, you authorize AssistedBenefits and its licensed insurance partners to contact you by telephone, text message, and email using the contact information you provide. This contact may include autodialed calls or pre-recorded messages. You acknowledge that submitting a quote request does not obligate you to purchase any insurance product.
6. Accuracy of Information
You agree to provide accurate, current, and complete information when using our services. Providing false or misleading information may result in inaccurate quotes and could constitute misrepresentation on an insurance application, which may void coverage.
7. Intellectual Property
All content on this Site — including text, graphics, logos, images, and software — is the property of AssistedBenefits LLC or its licensors and is protected by United States and international copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our express written permission.
8. Prohibited Conduct
You agree not to:
- Use the Site for any unlawful purpose or in violation of these Terms
- Attempt to gain unauthorized access to any portion of the Site or its related systems
- Submit false, fraudulent, or misleading information
- Use automated tools (bots, scrapers) to access or collect data from the Site
- Interfere with or disrupt the operation of the Site
- Impersonate any person or entity
9. Third-Party Links
Our Site may contain links to third-party websites. These links are provided for your convenience only. We have no control over the content of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.
10. Disclaimer of Warranties
THE SITE AND SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE.
11. Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY LAW, AssistedBenefits LLC SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF OR INABILITY TO USE THE SITE OR SERVICES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL LIABILITY TO YOU FOR ANY CLAIM SHALL NOT EXCEED ONE HUNDRED DOLLARS ($100).
12. Indemnification
You agree to indemnify, defend, and hold harmless AssistedBenefits LLC and its officers, directors, employees, agents, and licensors from any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising from your use of the Site, your violation of these Terms, or your violation of any rights of a third party.
13. Governing Law & Dispute Resolution
These Terms shall be governed by and construed in accordance with the laws of the State of [State], without regard to its conflict of law provisions. Any disputes arising under these Terms shall be resolved through binding arbitration in accordance with the American Arbitration Association's rules, except that either party may seek injunctive or other equitable relief in a court of competent jurisdiction for claims involving intellectual property or unauthorized use of the Site.
14. Changes to These Terms
We reserve the right to modify these Terms at any time. We will provide notice of significant changes by updating the "Last updated" date at the top of this page. Your continued use of the Site after any changes constitutes your acceptance of the revised Terms.
15. Termination
We reserve the right to suspend or terminate your access to the Site at any time, without notice, for conduct that we believe violates these Terms or is harmful to other users, us, third parties, or for any other reason at our sole discretion.
16. Contact Us
If you have questions about these Terms, please contact us:
- Email: legal@AssistedBenefits
- Phone: 1-833-784-3317
- Mail: AssistedBenefits LLC, Legal Department, Anafa 7, Mazkeret Batya, Israel