Your privacy matters to us. This policy explains what information we collect, how we use it, and your rights. We never sell your personal information to third parties for their own marketing purposes.
1. Who We Are
AssistedBenefits LLC ("AssistedBenefits," "we," "us," or "our") operates the website AssistedBenefits. We are a licensed insurance marketing organization (IMO) that connects consumers with licensed insurance agents and carriers offering final expense life insurance products.
2. Information We Collect
We collect information you provide directly when you:
- Complete a quote request form (name, date of birth, gender, state, phone number, email address, desired coverage amount)
- Call our toll-free number
- Communicate with our licensed agents
- Subscribe to our communications
We also automatically collect certain information when you visit our site, including:
- IP address and approximate location
- Browser type and device information
- Pages visited and time spent on the site
- Referring URL (the page that linked you to us)
- Cookies and similar tracking technologies
3. How We Use Your Information
We use the information we collect to:
- Connect you with licensed insurance agents who can provide personalized quotes
- Communicate with you about insurance products and services that may interest you
- Respond to your inquiries and provide customer support
- Improve our website, services, and user experience
- Comply with legal obligations and prevent fraud
- Send you administrative information and updates
4. How We Share Your Information
We may share your information with:
- Licensed Insurance Agents and Carriers: To provide you with quotes and coverage options. These partners are required to handle your information in accordance with applicable law.
- Service Providers: Companies that help us operate our website and business (hosting, analytics, CRM, email delivery). They may only use your data to provide services to us.
- Legal Authorities: When required by law, subpoena, or to protect the rights, property, or safety of our users or the public.
- Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.
We do not sell your personal information to data brokers or third parties for their independent marketing purposes.
5. Telephone Communications & TCPA Consent
By submitting a quote request, you expressly consent to receive calls and text messages from AssistedBenefits and its licensed insurance partners at the phone number you provided, including via autodialed or pre-recorded calls/texts. Message and data rates may apply. You may opt out at any time by replying STOP to any text message or by contacting us at privacy@AssistedBenefits.
6. Cookies & Tracking Technologies
We use cookies and similar technologies to enhance your experience, analyze site traffic, and support our marketing efforts. You can control cookies through your browser settings. Disabling cookies may affect the functionality of our site.
7. Data Retention
We retain your personal information for as long as necessary to fulfill the purposes described in this policy, comply with our legal obligations, resolve disputes, and enforce our agreements. When information is no longer needed, we securely delete or anonymize it.
8. Your Rights
Depending on your state of residence, you may have the right to:
- Access the personal information we hold about you
- Request correction of inaccurate data
- Request deletion of your personal information
- Opt out of the sale or sharing of your personal information
- Non-discrimination for exercising your privacy rights
To exercise any of these rights, please contact us at privacy@AssistedBenefits or call 1-833-784-3317.
9. California Residents (CCPA/CPRA)
California residents have additional rights under the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA). You have the right to know what personal information we collect, to delete it, to correct it, to opt out of its sale or sharing, and to limit the use of sensitive personal information. To submit a request, see our Do Not Sell or Share My Information page or email privacy@AssistedBenefits.
10. Children's Privacy
Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected such information, please contact us immediately.
11. Security
We implement industry-standard security measures, including 256-bit SSL encryption, to protect your personal information. However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.
12. Links to Third-Party Sites
Our website may contain links to third-party websites. We are not responsible for the privacy practices of those sites and encourage you to review their privacy policies.
13. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of significant changes by posting the new policy on this page with an updated effective date. Your continued use of our site after changes constitutes acceptance of the updated policy.
14. Contact Us
If you have questions or concerns about this Privacy Policy, please contact us:
- Email: privacy@AssistedBenefits
- Phone: 1-833-784-3317
- Mail: AssistedBenefits LLC, Privacy Department, Anafa 7, Mazkeret Batya, Israel